Pros: worked great out the box, formatted and faithfully backed up my macbook every night.

Cons: started making weird noises, clicking - eventually would not boot. Then if I turned off and restarted, would seem to be fine. But it wasn't fine and I had to stop relying on it for backups after a little over a year in service. Not good. Refurb on a hard drive is a misnomer. If it doesn't work for the first customer, it won't work for the next customer.

Pros: Nice looking, very well made, seems like good materials, stitching, etc. Great layout of pockets. Concept is that cards and contents are more spread out so overall wallet is thinner package in pocket.

Cons: The serious flaw is that card pockets are a bit tight making need of getting cards in and out more work. Just a very small increase in width would have helped. Major problem is that overall width of wallet is just too big. Exact same concept could have been executed with wallet being quarter inch narrower. That would make all the difference for ease of getting into and especially, out of, pocket.

Overall Review: This wallet may have been discontinued/modified by manufacturer for the reasons listed above and that is why it is being sold on NewEgg for a discount.