Is this able to use 2 monitors?

Yes. It's got 1xVGA and 2xDisplayport. I recommend getting a Displayport-to-HDMI cable for use with your monitors (as most do not have Displayports).

if you cover parts and labor for only 90 days, what is the one year warranty under the item description?

Not sure why the inconsistency in the specs, but the PCs we received (shipped and sold by Newegg) were refurbished by AST (Advanced Skyline Tech), and have a 1-year warranty through AST.

Questions & Answers: Refurbished: Dell Grade A OptiPlex 9020 Small Form Factor, Intel Core i5-4570 3.20 GHz up to 3.60 GHz, 8 GB DDR3, 240 GB SSD, DVD-ROM, USB WIFI Adapter, Windows 10 Pro 64 Bit (English/Spanish), 1 Year Warranty

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Dell Grade A OptiPlex 9020 Small Form Factor, Intel Core i5-4570 3.20 GHz up to 3.60 GHz, 8 GB DDR3, 240 GB SSD, DVD-ROM, USB WIFI Adapter, Windows 10 Pro 64 Bit (English/Spanish), 1 Year Warranty

Intel Core i5-4570
8GB DDR3
240GB SSD
Windows 10 Pro
No Screen
Intel HD Graphics 4600

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