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This review is from: Intuit TurboTax Deluxe 2016 Fed + State + Efile Tax Software
Pros: So far so good. I wanted to get a jump on taxes this year. I was able to download it and install it.
I bought this in November and have been downloading weekly updates and was able to complete my returns (just waiting for the final forms to be released). So far so good. I've tried other tax packages and nothing beats Turbotax.
A recent update gave me preliminary information for my State taxes, so I am almost there (just waiting for the official forms).
As for Schedule D (Capital Gains and Losses) as well as Schedule E (Rental Income), both forms are included in the "Deluxe" version, however TurboTax makes a suggestion to upgrade to "Premier" for $30 more but does allow you to complete the forms using the "Deluxe" version, and it allows you to import your 1099's. I also started to go through the Schedule C interview and was asked to upgrade but continued with Deluxe till it asked me to import from Quiken, Quickbooks, a TXF file or type the information myself.
Cons: The software includes the interview process for Schedule D and E, it's just that Intuit also presents you with opportunities to upgrade to Premier for additional monies & for more guidance, but you can bypass the option, just by continuing in Deluxe.
Other Thoughts: I went as far as I could (but because my forms are not ready yet, I couldn't actually import them). Here's the splash screen regarding the decision to stay in deluxe or upgrade:
Keep every dollar you deserve with TurboTax Premier
Premier is a better product for you if you have investment sales to report.
- Get extra help with capital gains and losses for your stocks and bonds-we will guide you through your cost basis calculations.
- Get added guidance for employee stock plans
- Talk to our tax experts for answers to all your tax questions
- Understand your tax history and maximize next year's refund with My Analysis & Advise
Upgrade to TurboTax Premier for just $30.00 and get these extra benefits.
"Continue in Deluxe" [OR] "Upgrade"
Once you continue in deluxe the next screen asks if you have any 1099-B forms to import and the screen after that let's you choose your bank or brokerage, import a TXF (Tax Exchange Format) file, or type it in.
In the past I've always used the "Deluxe" version and haven't had any issues. I suppose if I had access to the Premier product I could give you a better answer. Hope this helps you out.
This review is from: TRIPP LITE UL800CB-15 10 Outlets Power Strip 120V Input Voltage 15 Feet Cord Length
Pros: Heavy Duty, Metal case Outlet Strip with NO SURGE PROTECTION.
It's becoming harder to find Outlet strips without the ubiquitous MOV based surge protector which inherently can and often do more harm to your electronics.
I needed an outlet strip with widely spaced outlets in a compact (no more than 2-foot wide) form factor, it needed to be metal and have it's power switch protected. I have replaced the 15-foot cord with a short 6 inch cord because I am plugging this unit into a SurgeX SA-82 Series Mode Surge Eliminator. My power requirements are not high. This unit will be protecting a pair of FLECK 5600SXT control heads for a "Whole House Carbon Filter" and a "Water Softener" as well as for a new "Water Heater" with a separate "Powered Anode" which is non sacrificial.
If you need to have the power cord on the left, you can disassemble the unit and rotate the individual outlets, but in my case I wanted the switch and the power cord on the right with the ground plug down (not up).
Cons: No cons. This is a no-nonsense power strip with a lifetime warranty.
Other Thoughts: If you've never heard of Series Mode Surge Eliminators take another look at them. I bought mine on the popular auction site either used or new (old stock) for $60-$75 with shipping.
If you have a Water Softener, you'll want to make sure your Water Heater anode is at least Magnesium or if you can spring for it a powered anode which runs a small current through the water and does not sacrifice the anode. The water softener will eliminate the sediment and the powered anode will protect the tank walls from leaks. No reason you can't get 15-25 years out of a water heater when you do this.
This review is from: SURGEX SEQ Line Conditioner
Pros: Last year I ran into some problems using MOV based surge protectors. Two models, both less than 4 months old had problems. One suffered a partial meltdown of the plastic and the other made a lot of rattling noises. Turns out that one had MOV's that all went up in flames and the other had MOV's that had all exploded. Was it a surge that took out the MOV's and almost burned the house down in the process? I'll never know, except that I am through with MOV based surge protection.
I kept thinking there had to be something better out there and that is when I began my research and found out about J Rudy Harford's patents on series-mode technology. I learned he had a company that he founded called Zero Surge, Inc. and Zero Surge had a private label company called Brickwall (their two products are made in the same factory). I also learned about SurgeX and how Zero Surge manufactured their products early on, but since that time SurgeX has their own factory.
I had a chance to buy a used SEQ and I wasn't concerned about the warranty as it is generally to the original purchaser. I've read up a lot on Series Mode technology and these things are built like tanks and should last a lifetime in their intended application. The SEQ is a particular nice piece of equipment as it incorporates SurgeX ICE (In-rush Current Elimination) technology as well as their COUVS (Catastrophic Over Under Voltage Shutdown) capability. The SEQ can control other SEQ's and/or SurgeX products with remote (turn on) capability. In my application I am controlling a SurgeX SX1120-RT Advanced Series Mode Surge Eliminator.
For those who are not familiar with the technology, let me explain. Surges don't like house or building wiring. Electricity which cycles at 60 cycles per second has no problem returning to the mains electrical panel via the NEUTRAL wire, however at surge frequencies in the thousands of kilocycles or millions of cycles per second prefer nice straight paths, and house/building wiring often contains at least 4 or 5 90-degree bends in the wiring. A surge would rather find an alternate path than attempt those 90 degree turns and as is often the case with MOV based diversion technology the surge just shows up elsewhere on the same branch circuit, or worse into the very electronics we're trying to protect. Manufactures of MOV based Surge Protectors can only guarantee that the surge makes it's way onto the SAFETY ground wire and cannot or will not guarantee that the surge makes it's way back to the mains electrical panel where there is a wire that leads to a buried ground rod.
By way of an analogy, consider a hand gently moving onto a body of water and when moved slow enough easily breaks the surface tension of the water and makes its way under water. Now raise the hand above the body of water and slam it as hard as you can against the body of water and it meets a lot of resistance. That is how it is for electricity and surges. At some frequency it just doesn't have a chance of making it back. Manufactures hope that you replace you electronics often enough and don't notice that it had a shorter life (3-5 years instead of 10-12 years or more).
With the SEQ I now have 22 outlets that are SERIES MODE protected. In my application I have over 30 pieces of electronics and also plug a CyberPower PDU15B10R's (10-outlet outlet strips) to expand the available number of outlets.
The SEQ that I bought was under $200 but looked like it was brand new (no surface scratches on the unit on any side). I have no complaints.
I also plug a UPS that has a built in MOV based surge protector into the SEQ and the SEQ ensures that the UPS never sees a surge. It's the best of both worlds. The UPS is used to back up the DVR's since programming them is a pain and when we lose power they can run for several hours.
Series Mode begins to work at 2 Volts above peak. 120 VAC would be 170 Volts peak so working backwards, the SERIES MODE starts to work at 121.4 VAC. There is no MOV based surge protector that can do this for more than a few seconds before burning up. The best MOV surge protectors start to work at 330 Volts and degrade from there. MOV surge protectors also contaminate the SAFETY GROUND which is used as a 0 volt reference in AV circuits as well as data circuits in computers. Dumping a surge on the SAFETY GROUND wreaks havoc on those circuits. But MOV protection (if you can call it that) is cheap, and generally considered an after-thought, even those costing $100-$400+. At the heart there is still an MOV and if you rely on that you are only hurting your electronics.
Here's something useful to know. MOV based surge protectors work on voltage threshold so the surge which has a current waveform as well is being passed to the load until the threshold is reached and even after the threshold is reached if the house wiring does not present a low impedance return path at surge frequencies (and if often does not), the surge will seek another path. It has to, and oft
Cons: There are no cons for this product. I will grant you that buying it new is not cheap, but if you shop around and don't mind a used unit, you can score a pretty good deal
Other Thoughts: I would recommend this product to anyone who can afford it and if you want to save some money buy a used unit. Series Mode technology is the best you can buy and it totally eliminates the surge, not just diverting it (like an MOV would) and hoping for the bestREAD FULL REVIEW