No Interest if Paid in Full within 6 Months1
On purchases of $199 or more with your Newegg Store Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 months. Minimum monthly payments required.
No Interest if Paid in Full within 12 Months2
On purchases of $499 or more with your Newegg Store Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months. Minimum monthly payments required.
See if you prequalify for the Newegg Credit Card
Get a decision in seconds with no impact to your credit bureau score.
Newegg Store Credit Card Benefits
- No Annual Fee†
- Promotional Financing Options
- Sale Alerts
- Convenient Monthly Payments
- Easy Online Account Management
Seeing if you prequalify is quick, easy, and secure.
1. Prequalify
Quickly and easily check if you prequalify for credit without impacting your credit bureau score.
2. Prequalification Decision
You'll get an instant prequalification decision after you complete your request.
3. Accept & Apply
If prequalified, accept and apply for the credit card.
4. Shop
If you're approved, we'll send you a temporary account number and you can start shopping right away.
Pay your bills and manage your account.
Account Log InOpen up an account to enjoy all the benefits. Subject to credit approval.
See If You PrequalifyFrequently Asked Questions
Pay Online
Register your account at mysynchrony.com and log in to easily manage and pay your bill.
Pay by Phone
Contact Synchrony Bank Customer Service during business hours at 1-844-335-5909.
Monday - Friday 7:30 AM - 12:00 AM ET.
Saturday 10:00 AM - 7:00 PM ET.
Sunday - Closed.
There may be an additional fee to make an expedited payment by phone.
Pay by Mail
To ensure your payment is on time, mail in advance of the payment due date. Send payment to:
Synchrony Bank
P.O. Box 960061
Orlando, FL 32896-0061
By providing information and checking if you prequalify, you can get a sense of whether you'll be approved for the credit card. Merely checking to see if you prequalify will not impact your credit bureau score.
No. There is no impact to your credit bureau score when you submit a prequalification check. However, if you do prequalify and then proceed with applying for the credit card, a hard inquiry will be required, which may impact your credit bureau score.
Yes. You are limited to 4 attempts per day. After your 4th attempt to prequalify, any further requests will not be accepted for the remainder of that day.
You can submit an application for the Newegg Credit Card without needing to input any additional information. Note that submitting a credit card application may impact your credit bureau score.
No. If you prequalify, it does not guarantee that you will be approved when you apply for the credit card, but it can help you get a sense of whether you'll be approved for the credit card.
Yes. You may still apply for the card. Note that submitting a credit card application may impact your credit bureau score.
Prequalification does not guarantee that you will be approved when you apply for the credit card, but it can help you get a sense of whether you'll be approved. As such, your credit card application may still be declined after you prequalify.
*Subject to credit approval. Code valid for one time use between 07-07-2025 to 07-13-2025 at 11:59PM PST. In order to qualify for this offer, you must use your Newegg Store Credit Card account to make a qualifying single receipt purchase of $150 or more. Must input offer code at checkout. Offer code valid on a single qualifying purchase of in-stock merchandise. Offer excludes various merchandise including gift cards, pre-orders/back-orders, trade-in orders, subscriptions, will-call/UPS pickup, and select items. All purchases are subject to the site terms and conditions, which may change at any time. If you return merchandise, dollar value of offer will not be refunded. Offer is valid for Newegg Store Credit Card accounts only.
1 Offer applies only to single-receipt qualifying purchases. A promo Fee does not apply to this offer. No interest will be
charged on the promo balance if you pay it off, in full, within 6 months. If you do not, interest will be charged on the promo balance from the purchase date.
Depending on purchase amount, promotion length and payment allocation, the required Minimum Monthly Payments may or may not pay off the promo balance by end of
promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts as of 07/16/2024:
Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. A promo fee will be charged equal to 2% of the amount financed on an equal
payment no interest promotion of 18 months or more. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.
We reserve the right to discontinue or alter the terms of this offer any time.
2 Offer applies only to single-receipt qualifying purchases. A promo Fee does not apply to this offer. No interest will be charged on the promo balance if you pay it off,
in full, within 12 Months. If you do not, interest will be charged on the promo balance from the purchase date. Depending on purchase amount, promotion length and payment
allocation, the required Minimum Monthly Payments may or may not pay off the promo balance by end of promotional period. Regular account terms apply to non-promotional
purchases and, after promotion ends, to promotional balance. For new accounts as of 07/16/2024: Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2.
A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders should see their credit
card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.
† For new accounts as of 07/16/2024: Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. A promo fee will be charged equal to 2%
of the amount financed on an equal payment no interest promotion of 18 months or more.